Terms of service
1. What this platform is
DefaultersList.com is a listing platform only. We host complaints submitted by named third parties. We do not independently investigate, adjudicate, or verify the truth of any claim beyond confirming that the required supporting document was attached. Inclusion of any party on this site is not a finding of default, fraud, or wrongdoing by any court, regulator, or by DefaultersList.com.
2. Submitter responsibility
Every submitter lists a complaint under their own verified name and is solely responsible for its accuracy. False or malicious submissions may result in removal of the listing, forfeiture of fees paid, and referral to law enforcement.
3. Fees
Review fees are payable at submission and are non-refundable regardless of outcome. Listing fees, where applicable, are payable only if a submission is approved and are non-refundable once the listing is published.
4. Right of reply and disputes
Any party named in a listing may submit a dispute at any time. We review every dispute and may edit, unpublish, or uphold a listing at our discretion. Filing a dispute does not guarantee removal.
5. Our discretion
We reserve the right to reject, edit, unpublish, or remove any listing at any time, for any reason, including but not limited to insufficient evidence, a valid dispute, or a legal request.
Category annexures
Cheque bounce annexure
Listings in this category require a bank return memo as mandatory evidence. A dishonoured cheque is a documented bank record; listings here describe that record and the amount involved. This category carries a flat ₹99 fee with no separate listing fee.
Payment defaulter annexure
Listings in this category require an invoice or signed agreement as mandatory evidence. This category concerns disputed commercial claims — non-payment can arise from many circumstances, including genuine service disputes, and a listing here reflects only the submitter's account of events.
Fraud / cheating alert annexure
Listings in this category require a police complaint or FIR reference as mandatory evidence. "Fraud" is a serious legal term; a listing in this category reflects an allegation that a complaint has been filed, not a conviction or finding of guilt by any court.