Terms & Conditions / Legal Notice – DefaultersList.com

1. Introduction

Welcome to DefaultersList.com, an independent platform designed to help individuals, professionals, and businesses report and view defaulter records for transparency and protection against fraud. By accessing this website, you accept and agree to be legally bound by the following terms and conditions, policies, and legal disclaimers. If you do not agree with these terms, you are advised not to use this platform.

These Terms & Conditions govern your use of our website and the services provided herein. We reserve the right to modify or update these terms at any time, and continued use of the website constitutes acceptance of those changes.

2. Purpose of the Website

DefaultersList.com acts as a public registry to report defaulters including:

  • Individuals or companies who fail to pay invoices or dues,

  • Tenants who have defaulted on rent payments,

  • Businesses involved in fraudulent activities,

  • Employers/employees who violate contracts,

  • NPA borrowers or loan defaulters,

  • Cheque bounce and related dishonored payment cases.

The primary goal of the platform is to share verified and public-interest complaints to protect the public, businesses, and professionals from repeated defaulters.

3. Eligibility for Use

To use this website, you must:

  • Be at least 18 years old.

  • Use the platform for lawful purposes only.

  • Agree not to misuse the services, falsify information, or harass any person or business.

Any user found violating these conditions may have their access revoked and data removed without notice.

4. Account Responsibility

When you create an account:

  • You are responsible for maintaining confidentiality of your login credentials.

  • All actions taken under your account will be considered your responsibility.

  • Sharing of your login with others is not permitted.

  • You must not impersonate any individual or company.

5. User-Generated Content (Complaints)

Users may upload or submit complaints which include text descriptions, names, contact details, images, documents, and other evidence.

By submitting a complaint, you confirm:

  • The information is true and accurate to the best of your knowledge.

  • You have legal rights to share any files or documents submitted.

  • You understand that your complaint will undergo a review by the admin team for policy compliance before being published publicly.

  • You grant us a non-exclusive license to publish, display, and store the content on our platform.

We do not take responsibility for the accuracy of user-submitted complaints. We act only as a neutral platform for information sharing.

6. Prohibited Content

The following content is strictly prohibited and may lead to immediate deletion and user suspension:

  • False or misleading allegations

  • Harassment or abusive language

  • Sensitive personal information without permission

  • Obscene, hateful, or defamatory content

  • Threats or incitement of violence

  • Uploading malicious software or phishing links

7. Verification & Moderation

While we do not conduct legal background checks, our team reviews each submission to ensure:

  • It adheres to our content policy,

  • It does not include illegal or defamatory materials,

  • It does not endanger personal privacy.

Submissions that fail to meet our guidelines may be removed or rejected without notification.

8. Legal Disclaimer

DefaultersList.com is not a law enforcement agency, nor do we serve as a collection agency or a court of law. We only offer a platform to report, document, and display defaulter records for awareness purposes.

We are not legally responsible for any damage caused to the individual or business listed in a report unless a court of law issues a binding order.

If a listed party wishes to contest a complaint, they may contact us with valid documentation for correction or removal.

9. Right to Remove or Modify Content

We reserve the right to:

  • Remove, modify, or reject any content that violates our policies or is legally challenged.

  • Deactivate any account involved in repeated violations.

If we receive a legal takedown notice, we will act as per applicable laws and cooperate with the concerned legal authorities.

10. Copyright & Intellectual Property

All logos, branding, UI/UX design, written content, and backend logic on this platform are the intellectual property of DefaultersList.com. No part of the website may be copied, republished, or distributed without written consent.

User-submitted content remains the property of the user, but you grant us a license to display and use it on our platform.

11. Privacy Policy

We are committed to protecting your privacy. We do not sell or share your personal information to third parties. Please review our detailed Privacy Policy to understand how your data is used and protected.

12. Jurisdiction & Governing Law

This agreement shall be governed by and construed in accordance with the laws of the Republic of India. All disputes relating to this website will be subject to the jurisdiction of the courts of Maharashtra, India.

13. Contact Information

For any questions, complaints, legal notices, or support inquiries, you may contact us at:

 Email:

godincdeveloper@gmail.com


Office Hours: Monday to Saturday, 10:00 AM to 6:00 PM IST

 Closing Statement

By using DefaultersList.com, you accept these Terms and Conditions in full and agree to use this platform responsibly and ethically.

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